Rates - NorthEast Alliance Federal Credit Union



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Rates

	APR	APY
Money Market	0.60%	0.60%
Shares	0.20%	0.20%
IRA Shares, Inv. Club	0.20%	0.20%
Xmas, Vac.	0.20%	0.20%

CERTIFICATES OF DEPOSIT
$500.00 Minimum Deposit			Platinum Plus $2500.00 Minimum
	APR	APY	APR	APY
6 month	0.75%	0.75%	0.83%	0.83%
12 month	1.00%	1.00%	1.10%	1.10%
18 month	1.25%	1.26%	1.38%	1.39%
30 month	2.00%	2.02%	2.20%	2.22%
60 month	2.50%	2.52%	2.75%	2.78%

$100,000.00 Jumbo
	APR	APY
6 month	1.00%	1.01%
18 month	1.30%	1.31%
24 month	1.75%	1.76%

INDIVIDUAL RETIREMENT ACCOUNTS
$2000.00 Minimum Deposit
	APR	APY	APR	APY
12 month	1.00%	1.00%	1.10%	1.10%
24 month	1.25%	1.26%	1.38%	1.39%
36 month	2.00%	2.02%	2.20%	2.22%
60 month	2.50%	2.52%	2.75%	2.78%

*** ANNUAL PERCENTAGE YIELD (APY), ASSUMES PRINCIPAL AND ***
*** INTEREST REMAINS ON DEPOSIT FOR ONE FULL YEAR. ***

Loan Rates

	APR	Platinum APR
Visa Card	12.00%	10.80%
Visa Cash Advance	15.00%	13.50%
Signature/Unsecured	10.9% {Floor} Variable based on Credit Score
Share draft overdraft line of credit	15.00%	13.50%
Stock loan: loan is 85% value of the stock	10.00%	9.00%
100% pledge of shares	5.00%	4.50%
Mini home equity ($15,000.00 max)	7.90%	n/a
Home Equity (15 year fixed rate)	7.90%	n/a
Visa equilink (variable rate prime + 1.50)	6.00% Floor 12.00% Max	n/a

Certificate used as security is three percent higher than the rate being paid on the certificate. Click here for mortgage rates*

AUTO LOANS

As low as 5.20% APR or 4.70% APR Platinum. Contact the credit union for up to date rates based on the term of the loan, and members credit score.

*By clicking on any of these links, you are leaving the credit union's web site and linking to an alternate web site not operated by the credit union. The credit union is not responsible for the content of the alternate web site. The credit union does not represent either the third party or the member if the two enter into a transaction; and privacy and security policies may differ from those practiced by the credit union.